name
Miroshnichenko Pavel Aleksandrovich
Scholastic degree
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Academic rank
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Honorary rank
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Organization, job position
Research interests
информационные технологии, интеллектуальные методы обработки данных, математические методы, менеджмент, программирование
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Articles count: 3
Сформировать список работ, опубликованных в Научном журнале КубГАУ
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Description
The article is devoted to carrying out problems to commercial banks of the analysis of external environment of the functioning. Results of this analysis must be taken into account in case of determination of a circle of concerned parties, their requirements and expectations in a scope of the quality management system. Also, when forming a network of the processes providing goal achievement of the organization when forming competitiveness and strategic development. In the article the purposes of commercial bank are analyzed, the influencing factors and conditions of interaction of bank with concerned parties are determined. The assessment of a provision of commercial bank in external environment is given and scopes of quality management system are established
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Description
The concept of the bank of the future is offered in this article and ways of overcoming risks in bank are considered. Criteria for evaluation of activity of bank of the future are marked out. The conceptual model of the bank of the future is directed to a prediction of client's wish and the timely offer to him necessary configured for him services, which will promote increase of client’s loyalty. Risk card is created for the bank of the future; it contains groups of management tools by credit risks and groups of management tools by credit risks for the loan portfolio. It's a fact that for overcoming risks in bank it is required to construct effective system risk – management, which contains the independent element - control over accomplishment of planned activities, the analysis and assessment of results of the chosen risk decision. Management of business reputation through risk control become one of the important element of functioning of bank, being not only a basis of increase in reputation in the opinion of partners, contractors and clients, but also a basis of improvement of financial and economic indicators. It is necessary for efficiency of functioning of banks in Russia: financing of the innovative information technologies, which are applied in banks; employment of qualified personnel and corresponding equipment; application of the latest scientific advances, which are included in process of creating of banking technologies; interest of personnel in a result of the work
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TRENDS OF MODERN INFORMATION TECHNOLOGIES AND APPROACHES TO ENGINEERING
Description
The article analyzes trends of the modern information technologies and approaches to engineering. Information technologies are effective in all areas and fields of activity; they provide steady growth rates, increasing competitiveness of the organizations
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