Поиск статей
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AUTOCREDITS AND THEIR POPULARITY
Description
This article considered concepts of car credit as well as questions of car crediting mechanism that citizen faces at the moment of receiving credit. The basic critical moments of car crediting, the reasons of their occurrence and the ways of solutions are listed here as well
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Description
The urgent problem of risks prognosis of physical persons crediting are considered and ways of set tasks decisions are offered in the article. The prognosis of credit histories on two tested groups of borrowers, data of which weren’t used under synthesis of a model; whom credits were given to and who wasn’t refused in it is carried out. Results of prognosis are analyzed with the aim to set whether tested trench is the part of that general aggregate to the concern of which the training trench used under model synthesis is representative.
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RESEARCH OF CREDIT STATUS OF REGIONS BY METHODS OF THE MULTIVARIATE STATISTICAL ANALYSIS
Description
The review of the basic techniques of rating agencies of the Russian Federation and the algorithm of own technique of an estimation of credit status and investment appeal of regions Russian Federations with use of the device of the multivariate statistical analysis is described in this article
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Description
The models of the estimation advertising effectiveness are reviewed and analyzed in the paper. The algorithm and example of the program’s work, which determines financial performance of the company with taking into account advertising investments is described and the mostly important results are discussed
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Description
The article provides an overview of the basic rating methodologies, describes an algorithm of the own methodology for estimation the creditworthiness and investment attractiveness of the agricultural enterprises of Krasnodar region, using modern mathematical models. The rating of 30 agricultural enterprises of various patterns of ownership and scale is presented. The rating of 30 agricultural enterprises of various patterns of ownership and scale is presented
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SYNTHESIS OF SCORING MODEL BY THE METHOD OF SYSTEMIC-COGNITIVE ANALYSIS
Description
The urgent problem of prognosis of crediting risks of physical persons are considered and ways of set task decision are offered in the article. The possible variants of formalization of subject field are considered and there was formed the training fetch on the base of which the synthesis of scoring model by the method of systemic-cognitive analysis is conducted. The possible variants of optimization of its quality: increase of prognosis authenticity and decrease of different types of errors are considered in the article as well.
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Description
The article is devoted to a problem of the analysis of economic and financial activity of region, an estimation and diagnostics of its social condition, to the analysis of investment appeal, credit status and potential of development by means of modern mathematical methods, models, tools, means and intellectual systems, on an example of Karachaevo-Circassian Republic
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THEORETICAL ASPECTS OF CREDIT RATING OF AGRICULTURAL COMMODITY PRODUCERS
Description
The article is devoted to the problems connected with credit rating of growers of agricultural products for which reception of credits is of great importance. In the article various treatments of "credit status" concept are considered, features of agricultural production are allocated. In the article it is concluded that the account of branch specificity of agricultural manufacturers will help banks to minimize their credit risks at work with the given clients
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ECONOMIC ENTITY OF CONSUMER CREDIT
Description
The concept of consumer credit, problems of mechanism of consumer crediting, facing the participants of given process were considered in the article. The main reasons of will to take the consumer credit were reflected. Possible variants of consumer crediting were considered.
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EFFICIENCY OF REALISATION OF POTENTIAL OF CREDIT RELATIONS
Description
This article considers efficiency of realization of potential of credit relations in developing market economy which promotes credit system development, and necessity of qualitative credit products
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