name
Klimova Natalia Vladimirovna
Scholastic degree
•
Academic rank
professor
Honorary rank
—
Organization, job position
• Kuban State Agrarian University
Research interests
Web site url
—
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Current rating (overall rating of articles)
0
TOP5 co-authors
Articles count: 35
Сформировать список работ, опубликованных в Научном журнале КубГАУ
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DEVELOPMENT OF GARMENT COMPANIES IN RUSSIA IN MODERN MARKET CONDITIONS
DescriptionAt present, garment companies of the light industry of the Russian Federation are suffering from the lack the outstripping development in many respects because the material and technical base is obsolete. The level of deterioration of machines and equipment is considerably high, which does not contribute to increasing production, full satisfaction of the domestic demand of the population, expansion of export potential and implementation of the policy of import substitution. An effective mechanism of technological renewal is urgently needed, which will allow enterprises of this field of activity to modernize fixed assets, update production technologies, win new markets and increase competitive advantages. The purpose of this article is to provide an objective assessment of the current state of Russian garment enterprises and to develop priority measures for the development of the industry. The article identifies the current problems that prevent light industry enterprises from maintaining high competitiveness. The data on volumes of sales of garments in Russia are analyzed. The appraisal of the Russian textile market is provided, due to domestic production and the volume of textile imports. The dynamics of changes in the indices of domestic production of textile and clothing products is considered. The results of the research made it possible to formulate strategic directions for protecting the domestic sewing market, which helped to identify possible ways of increasing competitive advantages and increasing the efficiency of production and operation of Russian garment enterprises
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Description
The article presents an analysis of the current state of the industry; it focuses on the potential development of the industry and identifies challenges to its implementation. We have shown the ways of solving the effective development of the industry through innovation and transformation in the management of industrial infrastructure in the sectors as a whole, which are implemented through federal cluster policy. The article analyzes the indexes of industrial production, considers the provisions of the state policy in this area and has developed proposals to address this goal
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CURRENT STATE OF CREDITING OF SMALL AND MEDIUM BUSINESS IN RUSSIA
DescriptionThe crediting activity of commercial banks is a precondition for successful competition of these institutions which leads to the increase in production of credited organizations, employment growth and solvency improvement of the participants of economic relations. Not only the improvement of the crediting technology is considered but also the development and the introduction of new methods of reducing crediting risks are observed. The realization of the small business potential in solving economic and social problems is absolutely impossible without its adequate financial and crediting support. In contemporary Russia the problem of financial support of small business development is particularly urgent. The need for crediting and development of small business in Russia is discussed in this article. The analysis of the main indicators characterizing the current state of crediting of small and medium-sized businesses is made, the SWOT-credit rating is given and the rating of banks providing loans to small business is shown. The main indicators of small and medium-sized business were considered, the analysis of the dynamics of the volume of loans provided to small business was made and the size of loan portfolios was discussed. The main reasons why banks refuse to lend to small business are ranked. On the basis of findings, the ways of solving the problem, in particular the reduction of the tax burden on small business, fixing the prices for the conclusion of contracts and the development of credit bureaus, are suggested.
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CREATING CONDITIONS FOR COMPETITIVE SMALL BUSINESS DEVELOPMENT IN RUSSIA
DescriptionIn modern Russia with market economy, formation and development of business is natural and objective process. Small business exists as independent sector of market economy, providing basic requirements of national economy. The broad movement to public recognition of a private property in the modern market relations promotes manifestation of enterprise, riskiness, effectiveness. Small business in Russia, despite already quite long term of formation of the market relations, only gains steam, and its opportunities are inexhaustible. In small business, the huge potential playing an undoubted role in ensuring stability of social and economic development of society is put. The state support of small business is actual in modern reality as small business is most vulnerable and capable to the most dynamic development. The existing measures of the state support are constructed according to the principles specified in the legislation are extensive and many-sided. Nevertheless, there is a number of shortcomings which overcoming is capable to increase efficiency of the state support of subjects of small business. In this article the efficiency of the existing state support of small business is analyzed, the social importance of small business is emphasized, the main tendencies of its development are considered; the main conditions for competitive development of small business are specified
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FORMATION OF THE NEW DEVELOPMENT OF BRICS AND ITS COMPETITIVENESS ON THE CURRENCY MARKET
DescriptionThis article discusses the formation of a new development bank of BRICS. We have considered the background of creation of the bank in this economic situation, which are infrastructure problems of some country-member and future founders. We reviewed the creation of the bank, the official start of its work, financial characteristics, pool of currency reserves, pool of foreign exchange reserves, which has the functions and short-terms perspective of bank in international scene. We have reflected the existing difficulties, including a lack of common borders among the participants and the growing influence of China. We processed the opinions of experts about an alternative to the New Development Bank by Western financial institutions, which show the interest of strengthening the political component of the BRICS cooperation and the desire to change the current situation. We have conducted a comparative analysis of the New Development Bank and other international organizations which can serve to BRICS bank competitors such as the ADB, the IMF and the World Bank. Here we talk about the advantages and disadvantages of each organization. In order to form and strengthen the potential of BRICS we have presented several lines of activities. NDB should support projects for economic growth and provide for this purpose the long-term financing available, which will ensure the stability of the infrastructure projects of the Bank
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Description
Agriculture has a special place in the country’s economy, as it produces food and responds for economic security of the country. The changes in the conditions of continuously transforming Russia's market economy demand from the leaders of agricultural organizations to implement new, innovative ways and approaches to technologies and mechanisms of financial management in the strategy of agriculture. This article dwells on the concept of financial management; it proves the importance of developing new forms and possible methods of financial management; it states the reasons for lack of effective financial management in the agricultural enterprises; it also identifies a number of factors that affect the financial flows within agricultural enterprises; it briefly reviews the current situation in Russian agriculture; it specifies the main areas that should be solved by a system of effective financial management that all in all will formulate the directions and recommendations for improving the financial management of agricultural enterprises of Russia and, accordingly, increase the competitive advantages of the industry. To improve the effectiveness of the financial management of agricultural enterprises of Russia in general, as well as in the investment sphere of their activity is necessary to carry out a number of measures, namely: use of specific methods of financial management in determining the results of financial and economic activity of enterprises of the sector agribusiness; expect possible outcomes when choosing investment object; constitute capital budget for all possible options to financial management; conduct regular economic assessment and ranking of options for cash management businesses, in order to select the most appropriate, beneficial and cost-effective type of financial management for owners and other investors; take into account the effect of financial leverage when considering financial management and investment activities
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TENDENCIES OF THE DEVELOPMENT OF THE BANKING SECTOR AND THE INTERBANK COMPETITION IN RUSSIA
DescriptionThe modern banking system is one of the most important and integral structures of market economy that is on a threshold of high-quality changes and owing to what the competition in the market of banking services increases. Relevance of this subject is caused by the need of definition of current trends of development of the interbank competition in Russia. In the article, the general dynamics of number of the operating banks of Russia for the last 8 years is analyzed and conclusions that the essential number of banks is concentrated in the European part of the country, and a small amount of regional banks beyond the Urals are drawn. It is revealed that the main criteria influencing a choice of bank the natural person are: the term of existence of bank in the market, availability of ATMs, favorable rates on deposits and the credits. Factors of the interbank competition are analyzed and basic methods of realization of competitive strategy of banks are presented. The main reasons for insufficient development of the banking sector of Russia are defined: opacity and high concentration of a banking system, macroeconomic instability, low capitalization, institutional problems, etc. Recommendations for strengthening of competitive advantages of domestic banks are offered: development of new financial services, association with other banks and participation of banks in the organization of projects together with the enterprises which business can be considered the most interesting and perspective
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TOURISM IN THE KRASNODAR REGION: POTENTIAL, ECONOMIC IMPORTANCE AND DEVELOPMENT PROSPECTS
DescriptionThis article reveals the benefits of the resource base of the Krasnodar Region, providing its tourist potential; the influence of the tourism industry on the economy and social sphere of the region is analyzed in the article. We have also considered problems of development of health resort and tourist complex, related to the promotion of the tourism product, the quality of service in the field of tourism and promotion of inbound and domestic tourism and proposed solutions
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IMPROVEMENT OF SMALL BUSINESS CREDIT IN RUSSIA
DescriptionSmall business is the basis for the development of the national economy, providing 60% of revenues in foreign countries. In Russia, this sector is developing slowly due to lack of funding. In connection with the development of small business, lending is growing in popularity in this sphere. The state develops a variety of programs to support small businesses in the form of public and private lending institutions, venture capital funds, credit unions. However, the volume of lending to small business remains relatively low, due to mistrust of banks and credit organizations in the sphere of small business. Nevertheless, it is here, according to statistics, the debt on loans is only 1.5% of the total. The article describes the features of small business lending, it analyzes the dynamics of the volume of loans granted, and the amount of debt, identifies main obstacles to obtaining loans to entrepreneurs, gives the analysis of credit conditions of small business in Russia and Germany. The problem of credit was considered from two perspectives: from the perspective of credit institutions and the banks themselves. We have developed measures to improve credit conditions, which must take into account not only credit institutions but also the state. It is necessary to provide tax incentives, encouraging the establishment and development of insurance business associations, to support the creation of specialized banks lending to small businesses, the development of cooperation of small and large banks to increase bank lending and reduce credit risks
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MANAGEMENT OF INVESTMENT ACTIVITY IN AGRICULTURAL ORGANIZATIONS
DescriptionInvestments have an important role in economy as without them it is impossible to provide stable development of economy and sustained economic growth. Nowadays emphasis should be focus to enhancement of control of investment activities of the agrarian organizations as agriculture takes the fundamental place in economy of each state. In this article, the most exact determination of the term "investments" is selected. Determinations of investment and investment activities are formulated. A row of procedures by means of which control of investment activities is exercised is considered. Development process and implementations of investment activities of the agricultural enterprise is reflected. Merits and demerits of indices of an assessment of investment projects are specified. Based on the analysis of domestic researches in the field of investment organization, activity and acceptance of investment administrative decisions 2 main views of control of investment activities are selected. Requirements to all process of investment control are specified. Features of investment solutions which entity is in preparation, a choice and the complex nature of acceptance of administrative decisions are selected. As one of the perspective directions of investment activities in the sphere of agriculture business on a hydroponics which allows to increase production efficiency of vegetables, greens, flower and berry cultures is allocated