№ 114(10), December, 2015
Public date: 30.12.2015
Archive of journal: Articles count 111, 292 kb
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FINANCIAL SECURITY OF COMMERCIAL BANKS: CRITERIA AND INDICATORS
Description
The financial security of a commercial bank is a set of stages of financial security for a single commercial bank at a certain period. The financial security is interrelated and therefore establishes a system of indicators of threats to financial security banks. These indicators in the financial security of commercial banks have to meet the requirements of the system, which means they should reflect the main areas of activity of commercial banks and be related to their processes of development. The system of indicators reflects the main areas of occurrence of internal and external threats to the financial security of commercial banks. The system of indicators from external threats contains indicators on federal and regional levels; the system of indicators of internal threats developed for the structural elements of credit and financial security, and reflects all aspects of the activities of commercial banks. The indicator system provides the threshold values of each indicator for the internal and external threats separately; they give marks in the calculation of the financial security of commercial banks. The threshold values reflect the dynamics of the activities and development of commercial banks and therefore change over time. In this regard, the development and improvement of the activities of commercial banks, thresholds of indicators should be reviewed. The system of indicators allows having a comprehensive evaluation of the financial security of commercial banks from external and internal threats
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